If you’ve never heard Dave Ramsey say something like “you’re going to be living on rice and beans until you crawl out from under this debt,” then you probably haven’t listened to his podcast very long or read any of his books. It’s one of his standard comebacks.  Of...

Right now, in 2020, the national average monthly amount collected for Social Security is $1503. If a married couple retires, and both have paid in enough to receive the full amount, they could have around $3,000 per month coming in. If one spouse did not pay in...

If you’ve ever set a long-term goal, such as losing weight or running a 5k marathon, and actually accomplished that goal, then you probably created some habits to get you there. Sheer willpower is not enough day in and day out.  A habit takes time to form, some say 21...

How would it feel to know that every paycheck you brought home was yours to spend however you wanted? You know, like when you were fifteen. Nice! But really think about what you would do if you could make your money your own again. An Extra $1000-$1500 each month...