Don’t Deserve It – Plan For It

Don’t Deserve It – Plan For It

Do you find yourself falling into the habit of thinking you deserve better, or you deserve more? Last week, I decided to drive through McDonalds to grab a sweet tea. I love sweet tea! Since I was hungry, I thought I should just get something off the dollar menu to...
Layaway vs. Credit Mentality

Layaway vs. Credit Mentality

If you are as old as me, you can remember K-Mart’s blue light specials and their layaway program. My friend’s parents used the layaway program every year to buy Christmas gifts. For you younger people, with layaway, you could pick out items, often at a sale price, and...
Goal Oriented Budgeting

Goal Oriented Budgeting

When my son got his first real job, we sat down and talked about budgeting. About what he should do with his money. How to set goals and make plans for the future. Lucky for him, he only had one medical bill and a few monthly expenses.  But working at an entry level...