Sinking Funds: Money Buckets Will Save Your Budget

Sinking Funds: Money Buckets Will Save Your Budget

What is a sinking fund and why do you need one? Well really, you will need more than one, but the short answer is this. A sinking fund is just a mini savings account or money bucket where you temporarily stash some cash for upcoming needs or expenses.  It’s not like a...
Goal Oriented Budgeting

Goal Oriented Budgeting

When my son got his first real job, we sat down and talked about budgeting. About what he should do with his money. How to set goals and make plans for the future. Lucky for him, he only had one medical bill and a few monthly expenses.  But working at an entry level...
3 simple steps to make a budget that works

3 simple steps to make a budget that works

When it comes to your money, are you out of control, stressed, overwhelmed, or uninspired? Do you want to have a feeling of security, that everything is taken care of? Is there hope that you can make your future goals possible? A budget is just a plan for your money....