by Shawnee Johnson | Jun 3, 2020 | Goals and Planning
If you are as old as me, you can remember K-Mart’s blue light specials and their layaway program. My friend’s parents used the layaway program every year to buy Christmas gifts. For you younger people, with layaway, you could pick out items, often at a sale price, and...
by Shawnee Johnson | Jun 1, 2020 | Budgets, Goals and Planning
When my son got his first real job, we sat down and talked about budgeting. About what he should do with his money. How to set goals and make plans for the future. Lucky for him, he only had one medical bill and a few monthly expenses. But working at an entry level...
by Shawnee Johnson | May 26, 2020 | Debt Elimination, Goals and Planning
If you’ve ever set a long-term goal, such as losing weight or running a 5k marathon, and actually accomplished that goal, then you probably created some habits to get you there. Sheer willpower is not enough day in and day out. A habit takes time to form, some say 21...
by Shawnee Johnson | May 26, 2020 | Debt Elimination, Goals and Planning
How would it feel to know that every paycheck you brought home was yours to spend however you wanted? You know, like when you were fifteen. Nice! But really think about what you would do if you could make your money your own again. An Extra $1000-$1500 each month...
by Shawnee Johnson | May 26, 2020 | Goals and Planning
A few years ago, my job went from part-time to full-time, and my husband got a raise shortly after that. We decided to take all the new income, plus any other we could find and get intense about paying off our house. Our goal was to do it in fourteen months and, by...
